Car Insurance FAQ's

Below, we try to answer some questions you might have about car insurance. We hope that these answers will be helpful in your search for the cheapest car insurance for your needs.

1. Why do I need car insurance?
Auto Insurance will help you pay for any damage you might cause, when you caused an accident. Car insurance does not only cover property damage, but also damage done to other people. In addition, you are required by law to have a car insurance before driving your car.

2. What is a deductible?
A deductible is the amount you pay yourself before the car insurance company pays the rest. For example, let's say that your deductible is $100, and you cause an accident with total damage of $3,000. Because of the deductible of $100, you will have to pay $100 and your insurance company will pay the remaining $2,900.

3. How can I save money on car insurance?
You can save by agreeing to a high deductible. The higher your deductible, the lower your insurance rate. Accepting a high deductible in order to save money on car insurance makes especially sense for safe drivers. If you never get in an accident caused by you, you will not have to use the car insurance policy and thereby, by agreeing to a high deductible, you can save a lot of money.

4. Are there special auto insurance rates available for people who don't drive much?
In short, it depends on your insurance company. Usually, insurance companies offer a lower car insurance rate to people who use the car less than an average driver. But, not all car insurance companies offer this service, which is why you need to ask your auto insurance company, if there is a special discount available for you, if you don't drive much.

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